DUH!!!!  What is to be expected when new Standards of Conduct are passed that increases potential liability via the new fiduciary standards.  Broker Dealers have no choice but to oversee the financial planning activities of their affiliated representatives.  Their exposure has heightened also.  With or without a FINRA blessing, you'd be nuts to believe the broker dealers were going to sit idly with the new Standards of Conduct being enforced.  Ethics and morality can not be dictated.  Individuals with high ethical standards will continue to perform within the new standards with or without legislation.  Crooks do not use paper.  They leave no trail.  The new standards will not clean up the profession any more than in the past.  I suppose the next surprise will be to commission us as spies or be deputized as the part of the enforcement regime.