Join the presenter, LaVerne Zellmann and other participants following Wednesday's Live Virtual Seminar (11/14,3:30 PM ET) as they share thoughts about the presentation.

To participate in the conversation, you must first register and log-in to this site. The handouts for this session are available starting 24 hours prior to the session in the downloads area, under today's session date and title.

Am I in the cafe?

What are the registration requirements for advisors who have clients overseas...particualrly for clients who are US citizens working at US military bases, but non-military personnel?  They would not have a state address, but an APO address.

Mr. Engler, you are in the cafe! Welcome!

Hi Julie,

Industry norm is to use the US address of record for these types of individuals...that is typically determined by where they are registered to vote or where they pay taxes.