Welcome to FPA® Community Building!
This unique area of our Web site is designed to facilitate meaningful dialogue amongst FPA members, nonmembers and the public.
To get started, make sure you've logged into the site, and then click on Forums in the top navigation bar to review discussions, start a new discussion, or to participate in Communities of Interest. Want to get going quickly? Reference the the Quick Start Guide. Looking for step-by-step instructions on full utilization of FPA Community Building? The User's Guide provided on this page is the tool for you.
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I'm looking for a long term care product that will provide a client some sort of return of premium. I realize there are several types of fixed and variable annuities that offer long term care riders, however I haven't been able to find one that is approved in New York. Often times my clients are hesitate to pay such high premiums for a traditional...